Coverage for your home and any attached structures, such as an attached garage or deck. In order to help you determine how much coverage you need, your agent will help estimate your dwelling’s replacement cost.
Covers structures on your property that are not attached to your home, such as a detached garage, shed or pole barn.
Your personal possessions are covered anywhere in the world.
Provides coverage for incidents occurring anywhere in the world and protects against lawsuits for which you may become liable.
Medical Payments to Others
Coverage for others who are injured at your residence.
Additional Living Expenses
Pays for expenses if you are unable to stay in your home after a covered loss.
Guaranteed Home Replacement Cost
We understand that for a variety of reasons, your coverage amount may not be adequate at the time of a loss. This provides full replacement of your home in the event that your coverage limit is too low.
Water Backup of Sewers or Drains
Backed up sewers or drains can wreak havoc on a home, causing damage to floors, walls, furniture and electrical systems. Coverage for water backup is available with a wide array of limits to suit your needs.
Special Personal Property Coverage
Provides broader coverage for your personal items, including loss or misplacement, staining or defacing and more.
Ordinance or Law Coverage
Sometimes, local ordinances or laws can regulate construction, repair or demolition of your property. This coverage will pay to get you up to code.
Covers electrical and mechanical failures of equipment at your home, from air conditioners and heating units to computers and major appliances. Learn more about this coverage and see how you can protect your home.
Identity Theft Expense Coverage
Provides for expenses incurred when trying to restore your financial identity.