Covers the cost of repairing or replacing your vehicle when you’re involved in an accident.
Pays for damages to your car caused by factors other than collision, such as fire, vandalism, weather, theft, accident with an animal, etc.
Bodily Injury Liability and Property Damage Liability
Payment for damages such as injury or property damage to others, including legal defense if you are sued.
This coverage pays in the event of injury, damage or death caused by someone who does not have insurance coverage or does not have adequate liability limits.
Medical Payments and Personal Injury Protection
These two coverages will pay for medical expenses, hospitalization and rehabilitation expenses resulting from injury to the insured or a passenger.
Road Trouble Service
Lock your keys in the car? Run out of gas? No Problem®! If you’re stranded on the road due to a flat tire, minor mechanical malfunction or a dead battery, we will provide the service you need.
When you can’t use your vehicle due to an accident, the additional expenses can add up fast. This coverage helps pay for a rental car. And, if you’re stranded away from home, food, lodging and other incidental expenses will be covered.
Loan Gap/Lease Gap
The second you drive your new car off the lot, it begins to lose value. If you are involved in an accident, you’re liable for the difference between the current value of your vehicle and the amount still owed on your lease or loan. That difference between value and the amount still owed is covered by this endorsement.
If your car is involved in an accident, it might not be worth as much as it was prior to the accident, even after the repairs are made. This coverage protects your investment, ensuring that you are compensated for a reduction in value.